Agreement to Terms
By accessing and using the website located at https://nbbang.org ("the Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Site. We reserve the right to modify these Terms at any time, and such modifications will be effective immediately upon posting on the Site.
Description of Service
nbbang.org provides a free, web-based bill splitting calculator (the "Calculator") along with blog content related to expense sharing, bill splitting methods, and personal finance tips (collectively, the "Service"). The Calculator allows users to divide expenses among groups using equal, percentage-based, or itemized splitting methods.
Calculator for Informational Purposes Only
The Calculator and all content on this Site are provided strictly for informational and educational purposes. The results generated by the Calculator are intended as general guidance to help you estimate how to divide shared expenses.
The Calculator is not a substitute for professional financial, legal, or tax advice. You should not rely solely on the Calculator's output for any financial decisions. While we strive to ensure the accuracy of our calculations, we make no warranties or representations regarding the completeness, accuracy, or reliability of the results.
You are solely responsible for verifying all calculations and for any financial decisions or transactions based on the Calculator's output.
No Financial Advice
Nothing on this Site constitutes financial, legal, or tax advice. The blog articles, guides, and calculator results are provided for general informational purposes only. For specific financial questions or situations, consult a qualified professional.
Limitation of Liability
To the fullest extent permitted by applicable law, nbbang.org and its owners, operators, affiliates, and contributors shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to:
- Errors or inaccuracies in Calculator results
- Financial losses arising from reliance on the Calculator's output
- Disputes between users regarding expense splitting
- Loss of data or interruption of service
- Any damages resulting from unauthorized access to or use of our servers
- Any errors or omissions in content
- Any other matter relating to the Service
This limitation of liability applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if we have been advised of the possibility of such damage.
Disclaimer of Warranties
The Site and the Service are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to:
- Implied warranties of merchantability, fitness for a particular purpose, and non-infringement
- Warranties that the Service will be uninterrupted, error-free, secure, or free of viruses or other harmful components
- Warranties regarding the accuracy, reliability, or completeness of any content on the Site
Acceptable Use
By using the Site, you agree not to:
- Use the Site for any unlawful purpose or in violation of any applicable laws or regulations
- Attempt to gain unauthorized access to any portion of the Site, other accounts, computer systems, or networks connected to the Site
- Interfere with or disrupt the Site or servers or networks connected to the Site
- Use any automated system, including bots, scrapers, or spiders, to access the Site for any purpose without our express written permission
- Introduce any viruses, trojans, worms, or other malicious code to the Site
- Impersonate any person or entity, or falsely state or misrepresent your affiliation with a person or entity
- Copy, reproduce, distribute, or create derivative works from the Site's content without our written consent
Intellectual Property
All content on the Site, including but not limited to text, graphics, logos, design, layout, and code, is the property of nbbang.org and is protected by applicable copyright, trademark, and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on the Site without our prior written consent.
Third-Party Links and Advertising
The Site may contain links to third-party websites and may display advertisements provided by third-party advertising networks, including Google AdSense. We are not responsible for the content, privacy policies, or practices of any third-party websites or advertising networks. Your interactions with third-party advertisements are solely between you and the advertiser.
User Data and Privacy
Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review the Privacy Policy to understand how we handle information collected through the Site.
Indemnification
You agree to indemnify, defend, and hold harmless nbbang.org, its owners, operators, affiliates, and contributors from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from your use of the Site, your violation of these Terms, or your violation of any rights of another party.
Termination
We reserve the right to terminate or suspend your access to the Site at any time, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Site will immediately cease.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which the Site is operated, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the Site shall be resolved through binding arbitration or in the courts of the applicable jurisdiction.
Severability
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.
Entire Agreement
These Terms, together with the Privacy Policy, constitute the entire agreement between you and nbbang.org regarding your use of the Site and supersede all prior agreements and understandings.
Contact Us
If you have any questions about these Terms of Service, please contact us at:
- Email: [email protected]
- Website: https://nbbang.org