Terms of Service

Last Updated: January 16, 2026

Acceptance of Terms

By accessing and using SplitCalc ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

Description of Service

SplitCalc is a free online bill splitting calculator that helps users divide expenses among multiple people. The Service includes features such as:

• Adding and managing people in expense groups
• Creating and organizing expense events
• Grouping events under projects
• Calculating settlements between participants
• Storing data locally in your browser

Use of the Service

You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Service in any way that violates applicable laws or regulations
• Attempt to interfere with or disrupt the Service
• Use any automated means to access or interact with the Service
• Reverse engineer or attempt to extract the source code of the Service

Local Data Storage

The Service stores your expense data locally in your browser using LocalStorage. You acknowledge that:

• Data is stored on your device and is not backed up to our servers
• Clearing browser data will delete your saved information
• We are not responsible for any data loss
• Data does not sync across devices or browsers

Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:

• Implied warranties of merchantability and fitness for a particular purpose
• Warranties that the Service will be uninterrupted or error-free
• Warranties regarding the accuracy of calculations

Limitation of Liability

To the fullest extent permitted by law, SplitCalc shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of data or information
• Financial losses resulting from calculation errors
• Disputes arising from expense splitting
• Any damages resulting from your use of the Service

Accuracy of Calculations

While we strive to provide accurate calculations, we do not guarantee the accuracy of the results. You should verify all calculations independently before making financial decisions or settlements with other parties.

Third-Party Advertisements

The Service may display advertisements provided by third-party advertising networks. These advertisements may use cookies and other tracking technologies. We are not responsible for the content or practices of these third-party advertisers.

Intellectual Property

The Service and its original content, features, and functionality are owned by SplitCalc and are protected by international copyright, trademark, and other intellectual property laws.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of any changes by updating the "Last Updated" date. Your continued use of the Service after changes constitutes acceptance of the new Terms.

Termination

We may terminate or suspend access to the Service immediately, without prior notice, for any reason, including breach of these Terms.

Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

Contact Information

If you have any questions about these Terms, please contact us through our website.